Consignor Terms

 

 

CONSIGNMENT TERMS

The terms and conditions set forth below constitute a contract between you and Consigned Sealed Delivered (CSD) (the "Agreement").  Please thoroughly review the terms of this Agreement.  You must agree to the terms of this Agreement to consign goods with CSD.

CSD’s Terms of Service located at: www.CSD.shop are also included in this Agreement and apply to your and CSD’s activities under this Agreement.

Once you agree to the terms of this Agreement, it will remain in effect until termination by you or CSD.

Agreeing to the prices shown before you in the PDF format, you agree to our Consignment Terms. 

1. PRODUCT INFORMATION AND APPROVAL PROCESS

1.1 CSD Consigns, purchases, markets, and sells luxury designer items, clothing, accessories, jewellery, watches, furniture, home goods, and fine art, both in-store and through www.csd.shop (the "Website").

To sell an item with us, you first need to create a seller account and provide Your contact and payment information. 

1.2 You desire for CSD to sell your items (the "Property") on a consignment basis, meaning that you (not CSD) will still own the Property after you transfer physical possession of the Property to CSD. CSD is a marketing platform and store and does not own any stock unless an agreed purchase has been made prior.

1.3 You agree to complete the Approval Process consisting of (1) submission of a web form through the Website and (2) either a binding Online Quotation or Virtual and/or Office Consultation.

  • Webform: To submit an item of Property for consignment with CSD, you will complete the online form at https://csd.shop/start-selling/. You must include your full name, date of birth, address, phone number, and email. You must also provide a complete and accurate description and a minimum of four (4) colour photographs of the Property. You are solely responsible for the accuracy and truthfulness of the information provided in the web form and throughout the Approval Process.
  • Online Quotation: you will be offered the choice between receiving an Online Quotation for your item(s) or scheduling a consultation with a CSD specialist.  Should you select to receive an Online Quotation, you will be required to submit up to a total of 6 images for each item. An additional six (6) photos of your item(s), for a total of ten (10) photos.  Within two (2) business days of your online submission, you will receive an email from CSD notifying you whether your property has been accepted into its consignment program (“Accepted”), subject to authentication*, and containing the offer price for your property (“Offer Price”). THE OFFER PRICE WILL BE DETERMINED BY CSD AT CSD'S SOLE DISCRETION. 
  • Virtual and/or Office Consultation: If you elect to schedule a Virtual and/or Office Consultation (the “Consultation”), you will receive an email notification from CSD to schedule the Consultation.  Within two (2) business days of the Consultation, you will receive an email notifying you whether CSD has chosen to provide you with an Offer Price(s) for the Property. OFFER PRICES WILL BE DETERMINED BY CSD AT CSD'S SOLE DISCRETION unless previously agreed in writing.  Offer Prices are subject to change upon CSD’s receipt and physical inspection of the Property.  CSD has the sole discretion to accept or reject the Property upon its receipt and physical inspection of the Property.

1.4 You will have 7 days from receipt of the Offer Price to accept the Offer Price, meaning that you agree to provide the Property to CSD for the Offer Price.  Execution of this Agreement shall constitute valid acceptance of the Offer Price. For all item(s) shipped to our Head Office or given to one of our stores for a price valuation, CSD affords 7 days (inclusive of bank holidays) from the issue of the pricing quote for the consignor to accept or decline. A lack of response will be regarded as implied acceptance and CSD will go on to sell the item(s) following the standard process of written consent. As most of our pricing quotes are sent via email, CSD will assume that our communications are successfully delivered and received. It is the consignor’s responsibility to ensure that emails from CSD are receivable to the email account provided and consign@csd.shop is added as a trusted sender to ensure that our communications are not sent to your spam folder. For occasions, where questions or negotiations occur following receipt of our pricing quote, the 10-day acceptance period will still apply and will not be extended.

If the Offer is accepted post this timeframe, CSD will be entitled to re-price the property and send a new offer, as the resale market continuously changes.

1.5 Once the Offer Price is accepted and CSD receives the Property, CSD will list the Property as available for sale on the Website and in its retail store(s).

CSD is fully entitled to raise the selling price of items by however much deemed necessary IF the product has increased in resale value or if the product is in high demand at any given time. 

* Referring to the starred subject of authentication, you agree that all items are authentic to the best of your knowledge. If an item is found to be counterfeit, the consignor will cover the costs of loss via invoice. Please see more on our authentication in section 3

CSD is entitled to increase the selling price by up to 20% without notifying the seller beforehand. If the item sells for a higher price, then depending on the resale value, the consignor will get a minimum of 65% of the higher price. If the item sells for a lower price, the consignor will get a minimum of 65% of the lower price. Please see more information in our Sale Process Section. 

2. PRODUCT DELIVERY, RISK OF LOSS

2.1 Once the Property is Accepted by CSD, you may either (1) deliver the Property to a CSD retail location; (2) ship the Property to CSD using a printable, prepaid shipping label (for shipments within the UK and EU); or ship the Property to CSD - Unit 101, Avro House, 7 Havelock Terrace, London SW8 4AS, at your expense. - if the total value is below £3,000 (for shipments outside the UK and EU). The Property must be delivered to CSD within fourteen (14) business days of Acceptance of this Agreement.

2.2 CSD, at its sole discretion, may offer White Glove Service to retrieve the Property.

2.3 PROPERTY IS ACCEPTED BY CSD SOLELY ON A CONSIGNMENT BASIS.  Until CSD takes physical possession of the Property, you are responsible for the risk of loss or damage to the Property.

2.4 If Property is damaged, stolen or lost while in CSD's physical possession, CSD will pay you a commission based upon the agreed consignment price. CSD is fully insured for all property once the property is in CSD’s possession. It is determined at its sole discretion.  This will be your only remedy and entire recourse against CSD for Property that is damaged, stolen, or lost in lieu of any other available remedy.

3. PRODUCT CONDITION, INSPECTION AND INITIAL AUTHENTICATION

3.1 Upon its physical possession of the Property, CSD will inspect the property to assess its authenticity and condition and identify any undeclared damage.  CSD will determine the Property's authenticity, quality, and value at its sole discretion.  The condition of the Property will affect its valuation

Product condition is key to our business, and we urge consignors to dry-clean their products before selling them through CSD. A charge will be deducted upon sale if the item needs dry cleaning. Any costs of £25 and under will be deducted without prior authorisation from the consignor. Any severe damages /repairs /stains that need addressing will be processed by customer support and agreed upon before the sale. Whether that is by returning the item or the consignor paying for repairs themselves privately. Stock that needs dry cleaning or repair through the fault of CSD will be repaired at the expense of CSD. 

3.2 CSD only accepts Property for consignment (a) that CSD determines in its sole discretion to be in very good to excellent condition; See FAQ for details on our condition guidelines; (b) that CSD determines in its sole discretion to be authentic; and (c) for which the representations and warranties you make in the “Representations, Warranties, and Indemnification” section below are accurate.

3.3 If the Property is not as described or in the same condition as it was during the Consultation, the Property will be deemed unfit for consignment and returned to you at your expense.  CSD may modify the Offer Price for the Property at its sole discretion. If the Property does not meet the requirements outlined in Paragraph 3.2 above, the Property will not be accepted. It will either be (a) returned to you at your expense or (b) with your written approval, CSD will donate your property to a charity of its choice.

CSD uses internal and external Authentication methods, which are Globally known in the resale industry. CSD can provide an invoice for the consignor before returning the property if an item is deemed counterfeit.  3.4 Upon completing the Inspection and Authentication process, you will receive an email confirmation from CSD.

Please note that items are processed through extensive departments, where the thing is conditioned, prepped, cared for, stored safely, and photographed and styled to show the best aspects of the product. This takes time, and the wait from confirmation can take up to three weeks to put online at our most busy times. The consignor is notified when we have a heavy influx of stock, and delays may occur. 

4. COUNTERFEIT PRODUCTS, FEES, AUTHENTICATION, OR STOLEN PROPERTY

4.1 We are committed to preventing the sale of counterfeit and inauthentic goods and have created an authentication process to prevent the sale of counterfeit and stolen goods. You are responsible for ensuring the authenticity of your property to CSD.  If CSD cannot confirm the authenticity of any item of Property that you have provided, CSD shall have the right at its sole discretion to refuse to accept the item. We reserve the right, in Our sole discretion, to deny the use of Our services to any consignor who submits counterfeit items for sale

4.2 If CSD determines that the Property is counterfeit or otherwise inauthentic, CSD shall notify you that it has made such a determination. You will be able to provide proof of purchase and other evidence of authenticity deemed acceptable by CSD. If CSD determines a product is counterfeit, the consignor will be responsible for covering all costs to CSD. The consignor will be liable to pay £100 for each fake item, including shipping costs, Authentication and Time. This payment should be arranged within seven business days of the notification from CSD. You will indemnify and hold CSD harmless from any liability resulting from your misrepresentation. Expenses can range up to £300 for specific products. CSD is entitled to have the effect in either the office or HQ before receiving payments. The consignor is eligible to receive their counterfeit items post-payment. This can be done either via the consignor paying the shipping prior or collecting in-store. 

4.3 You acknowledge and understand that CSD is subject to laws and regulations relating to claims that consigned items are counterfeit, have been stolen, or otherwise violate applicable law.  CSD takes such reports seriously and will cooperate with law enforcement in all investigations.  If CSD determines that you are not the rightful owner of the Property, the Property will be deemed unfit for consignment, and CSD will report the instance to the appropriate law enforcement.  You will indemnify and hold CSD harmless from any liability resulting from your misrepresentation.

5. CONSIGNMENT TERM

5.1 The “Consignment Term” begins on the date that the Property is Accepted into CSD’s consignment program and terminates on the 365th day after that, regardless of whether either party has terminated this Agreement during that time.

5.2 At any time during the Consignment Term before the Property has been sold, you may request in writing to consign@csd.shop that the Property is returned to you, at your sole expense of shipping, so long as the property has not been sold.  Once CSD receives your return request, CSD will use commercially reasonable efforts to remove the Property from the Website and physical store, if applicable, before it is sold.  You must provide CSD with your current shipping address and contact information and a Payment of £25 for each item, excluding Shipping charges. If you wish to get your items shipped, you will be charged an additional £15.

5.3 CSD will be able to accept a return request after three months from acceptance. If the consignor changes their mind about selling or no longer wishes to sell the item, they must wait for three months minimum. Under no circumstances can CSD return an item agreed for consignment before this period. The date of acceptance in CSD’s possession is when the agreement is made and, therefore, the date to which three months post is accepted for return.  

5.4 If the return is requested three months after Acceptance, the item will be returned within 30 days at CSD’s expense, and no fees will be charged.

5.5 CSD will notify you via email if the Property is unsold at the end of the Consignment Term.  You will have the option to (1) have the Property returned to you at CSD’s sole expense or (2) have CSD donate the item to a charity of CSD’s choice.  You are responsible for ensuring that CSD has your current email address throughout the Consignment Term.  If, after using commercially reasonable efforts, CSD cannot contact you within thirty (30) days of the expiration of the Consignment Term, you agree to forfeit the Property, and CSD may donate the Property to a charity of its choice.

6. SALE PROCESS

6.1 So long as you comply with this Agreement, CSD will display on the Website and, at CSD’s sole discretion, display and make available for sale at one of its retail locations and will make commercially reasonable efforts to sell the Property. You acknowledge and agree that:

6.2 CSD, in its sole discretion, will determine the initial selling price for each item of Property (the “Proposed Consignment Price”) based upon its evaluation of that term, together with its determination of the current market price for that item.

6.3 To market and promote the sale of each item, CSD may, in its sole discretion, apply an immediate 20% discount to the item, which will affect the item’s Initial Sale Price based on the initial price quote, unless CSD and you have otherwise agreed in writing to a specific price at which a particular item must be sold, which shall be referred to as a reserve price. In general, consignors with sales profiles less then £25,000 shall not be granted reserve prices. After the property is available, CSD can reduce the selling price by an additional 10% each month until the item is sold or returned to the consignor.

6.4 CSD may offer additional discounts and promotions during the Consignment Term, without notice to you, to efficiently market the Property, without notice to you, unless previously agreed in writing between you and CSD. CSD in its sole discretion reserves the right to sell an item for up to 50% below the initial Proposed Consignment Price, without prior warning.

6.5 If we cannot get in touch or contact a consignor for any reason, the property will become CSD’s property or be donated to charity. Please update your information with us if any changes occur.

6.6 At no point does CSD ever have to notify a consignor or seek approval from a consignor to lower the price or sell an item at a discount within the manner described within these terms and conditions, including but not limited to section 6 described above.

7. SALE OF PROPERTY; TITLE.  

CSD complies with government laws regarding sales and returns periods. We offer our buyers a 14-day return window. If the item being returned is in any condition other than what was sent out, then CSD is eligible to cancel the refund process. Consignors must await the refund period to see their sales on their accounts. If an item is in the returns period, it will appear as “Pending” on their statements.

CSD Accepts Property solely on a consignment basis.  You will retain title to the Property until the Property is “sold.”  The Property is considered Sold when:

(1) It is sold by CSD to a customer and is not returned within CSD’s 14-day return period; or

(2) It is lost, stolen, damaged, or destroyed while in CSD’s physical possession.

8. COMMISSION STRUCTURE AND PAYMENT

8.1 means (1) for the first Commission Window, the period that begins on the date your first item of Property is Sold and ends at the end of the month that is one year after such date, and (2) for subsequent Commission Windows, the one-year period that begins on the following day.  For example, if your first item of Property sells on June 5, your first Commission Window begins on June 5 and ends on June 30 of the following year. After that, each of your Commission Windows will begin on July 1 and continue until June 30 of the following year. The commission window coincides with the Consignment Term and is the 365-day period in which you can earn a commission until your item sells.

8.2 You will receive a commission from CSD from the Sale of all your Property within a Commission Window, less applicable discounts and promotions and excluding taxes and shipping. 

8.3 CSD may also, from time to time in its sole discretion, (a) for promotional reasons and without notice, offer Special Commission Rates that apply only to specific item categories, are offered for a specific period, or that have other special conditions, and (b) make other changes to its Commission structure and the Commission Rates upon at least 14 days’ notice to you as described in “Amendments,” below.

8.4 Calculation of Commissions.  CSD will pay you a commission on each item of Property that is Sold.  The Commission shall be equal to the item’s Net Selling Price multiplied by the applicable Commission Rate. The commissions you receive for your Property Sales are the sole compensation you will receive under this Agreement. Any discounts applied to the sale of the consigned items will affect the commission on both parties. The consignor will always receive the correct commission post the sales. 

8.5 Payments.  CSD typically begins processing Commission payments on the last day of every month for sales during the month.  For example, payments processed on April 1st would cover the sales period from March 1st – March 31st.  Payments will be made to you in your selected currency, exchanged from the currency in which it was purchased, and at the rate applicable on the date the item of Property was Sold.  Payments will be made to you by physical check, direct deposit, or, if you select another payment method acceptable to CSD, by any such payment method.

8.6 The timing of processing and delivering Commission payments will vary by the payment method you select but will typically take at least two business days.

8.7 Payment processing services for consignors on CSD are provided by Stripe and are subject to the Stripe Connected Account Agreement, which includes the Stripe Terms of Service (collectively, the “Stripe Services Agreement”).  By agreeing to these terms or continuing to operate as a consignor on CSD, you agree to be bound by the Stripe Services Agreement, as Stripe may modify the same from time to time.  As a condition of CSD enabling payment processing services through Stripe, you agree to provide accurate and complete information about you and your business, and you authorise CSD to share transaction information related to your use of the payment processing services provided by Stripe.

8.8 If there is a dispute between you and CSD under this Agreement, CSD shall not pay any Commissions or other amounts due to you, including, without limitation, amounts unrelated to the dispute, unless and until the dispute is resolved.  CSD may withhold any Commissions due to you (including any due for Sold items of Property not subject to the dispute) in full or partial satisfaction of any amounts you owe to CSD.

9. NO ASSIGNMENT

You may not assign this Agreement or any interest in this Agreement without CSD’s written consent.  Any prohibited assignment is null and void.

10. DISCLAIMER AND LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

1. YOUR USE OF CSD’S SERVICES IS AT YOUR SOLE RISK.  ALL CSD’S SERVICES ARE OFFERED AND PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.  CSD EXPRESSLY DISCLAIMS ALL EXPRESS OR IMPLIED WARRANTIES OF ANY KIND WHATSOEVER.  CSD MAKES NO WARRANTY THAT ITS SERVICES WILL MEET YOUR REQUIREMENTS OR ITS SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE.  NO INFORMATION OBTAINED BY YOU FROM CSD, ITS WEBSITE, OR ITS SERVICES, WHETHER ORAL OR WRITTEN, SHALL CREATE ANY WARRANTY.

2. CSD AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES OR FOR DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR FOR OTHER INTANGIBLE LOSSES (EVEN IF CSD HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) RESULTING FROM (1) THE USE OF OR INABILITY TO USE CSD’S SERVICES OR THE WEBSITE; (2) UNAUTHORISED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (3) THE ACTIVITIES CONTEMPLATED BY THIS AGREEMENT; OR (4) ANY OTHER MATTER RELATING TO CSD’S SERVICES OR THIS AGREEMENT.

3. IN NO EVENT WILL CSD’S LIABILITY UNDER THIS AGREEMENT EXCEED THE AMOUNT IT HAS RECEIVED AS A RESULT OF SELLING YOUR PROPERTY UNDER THE TERMS OF THIS AGREEMENT.

4. THE DISCLAIMERS AND LIMITATIONS ABOVE ARE A FUNDAMENTAL PART OF THE BASIS OF CSD’S BUSINESS, AND CSD WOULD NOT ENTER INTO THIS AGREEMENT WITHOUT THEM.

5. PLEASE SEEK THE ADVICE OF APPROPRIATE PROFESSIONALS REGARDING THE TERMS OF THIS AGREEMENT AND THE EVALUATION OF ANY SPECIFIC OPINION, ADVICE, PRODUCT, SERVICE, OR OTHER CONTENT.

11. YOUR REPRESENTATIONS, WARRANTIES, AND INDEMNIFICATION

11.1 YOU REPRESENT THAT THE PROPERTY IS OWNED SOLELY BY YOU AND FREE FROM ANY ENCUMBRANCES, AND YOU HAVE THE RIGHT TO CONSIGN THE PROPERTY.  YOU REPRESENT THAT THE PROPERTY IS NOT COUNTERFEIT AND DOES NOT INFRINGE UPON, VIOLATE, MISAPPROPRIATE, OR OTHERWISE VIOLATE ANY TRADEMARK, COPYRIGHT, OR OTHER INTELLECTUAL PROPERTY RIGHT OR PROPRIETARY RIGHT OF ANY THIRD PARTY UNDER ANY LAW OF THE UNITED KINGDOM.

11.2 You hereby indemnify and hold CSD harmless from all damages, suits, litigation, awards, and costs, including but not limited to attorneys’ fees and expenses, incurred by CSD as a result of or arising in any way out of CSD’s display or sale of the Property, including but not limited to lawsuits of any kind over authenticity or ownership of the Property, legality of sales, or trademark infringement. You expressly consent to the jurisdiction of the United Kingdom concerning any matter arising out of this Agreement.

11.3 This Agreement, or the breach of this Agreement, and all claims of any kind relating to or arising from this Agreement and the relationship between you and CSD, shall be governed by the laws of the United Kingdom, without regard to its conflict of law principles.

12. AMENDMENTS

12.1 CSD may update or change any of the terms or conditions of this Agreement in its sole discretion at any time. The consignor must keep up to date with this Agreement's Terms., upon fourteen (14) days’ notice.  Revised terms will not apply to Property already Accepted for consignment before the effective date of the revised terms.

12.2 All revised terms shall bind you on the effective date, including any changes to the Commissions or Commission Rates, unless you terminate this Agreement before the effective date of the revised terms. 

12.3 Should you not agree to the revised terms, your only recourse is to terminate this Agreement and have all items returned to you at your own cost. Before the effective date of the revised terms, under Paragraph 8.

13. ENTIRE AGREEMENT

This Agreement sets forth the final, complete, and exclusive agreement between you and CSD regarding its subject matter and terminates and supersedes all prior understanding or agreements on such subject matter.  Except as outlined in Paragraph 12, this Agreement may only be modified by a written agreement between you and CSD.

14. NO IMPLIED WAIVER

Any failure by you or CSD to enforce any provision of this Agreement shall not constitute a waiver of such provision or any other provision of this Agreement.

15. SEVERABILITY

If any term of this Agreement is found by any court to be void or otherwise unenforceable, the remainder of this Agreement shall remain valid and enforceable.

16. SURVIVAL AFTER AGREEMENT

The indemnities, representations, warranties and agreements by you and CSD contained in this Agreement shall survive the Consignment Term, sale process, payment of funds, expiration and termination of this agreement and shall remain in full force and effect.

17. HEADINGS

Headings in this Agreement are provided for convenience only and shall not be used to construe meaning or intent.

18. NOTICES

18.1 If you have any questions or comments about this Agreement, the Website, or CSD’s services, or if you wish to terminate this Agreement, please contact CSD by email at support@csd.shop or write to CSD at:

 Unit 101 Avro House

7 Havelock Terrace

London SW8 4AS

18.2 CSD shall provide all notices at the email or physical address you supplied to CSD in your Webform.  You are solely responsible for keeping that information current with CSD.

18.3 You agree that all agreements, notices, disclosures, and other communications that CSD provides electronically to you satisfy any legal requirement that such communications must be in writing.

19. DISPUTE RESOLUTION

19.1 Informal Dispute Resolution.  Except for any controversy or claim relating to or arising from your representations, warranties, and indemnity obligations outlined in Paragraph 11 above, you and CSD agree that, concerning any matters, disputes, or claims between you and CSD arising from or related to this Agreement or your relationship with CSD, you and CSD shall negotiate in good faith to resolve the problem or dispute informally.  Suppose the issue or dispute is not resolved satisfactorily within 60 days after you or CSD receive notice from the other party under Paragraph 18, “Notices,” above. In that case, you or CSD may submit the dispute to binding arbitration under the provisions of Paragraph 19.2 below.

19.2 Binding Arbitration. Except for any controversy or claim (1) relating to your obligation to indemnify CSD, outlined in Paragraph 11 above, or (2) properly filled in the County Court Money Claims Centre on an individual basis, any claim, dispute, or controversy between you and CSD arising from or relating to this Agreement or the relationships resulting from this Agreement, which remains unresolved after you and CSD have attempted to resolve it informally, shall be resolved by binding arbitration brought on an individual basis before the London Chamber of Arbitration and Mediation or such other arbitration provider as agreed between you and CSD, in a manner consistent with the terms of this Agreement. You and CSD shall submit all available documents supporting all claims, counterclaims, and defences at the time of submission of the initial claim or response.  Formal discovery will only be permitted upon a showing of good cause and subject to the arbitrator’s approval.  If the arbitrator requires an in-person proceeding, such proceeding shall occur in London, United Kingdom.  You and CSD shall each pay your arbitration and hearing fees, costs, and expenses, including but not limited to expenses for attorneys, experts, and discovery.  The arbitrator shall issue a written award.  Any award of the arbitrator may be entered as a judgement in any court having jurisdiction. After arbitration is commenced, if the initiating party (“Claimant”) makes an offer of settlement that is rejected by the other party (“Respondent”), and Claimant is the prevailing party in arbitration and recovers an amount equal to or greater than Claimant’s offer of settlement, Claimant shall recover Claimant’s reasonable attorneys’ fees and expenses incurred in investigating, preparing for, and pursuing the claim in arbitration, up to 25,000 GBP.  After arbitration is commenced, if the Respondent makes an offer of settlement that the Claimant rejects, and the Claimant either does not prevail or does not recover more than the Respondent’s offer of settlement (exclusive of attorney's fees or costs awarded to the Claimant by the arbitrator), Respondent shall recover Respondent’s reasonable attorneys’ fees and expenses incurred in investigating, preparing for, and pursuing the claim in arbitration, up to 25,000 GBP. 

19.3 Exceptions.  This agreement to arbitrate does not apply to claims filed on an individual basis in the County Court Money Claims Centre, within that court’s jurisdiction and proceeding on an individual basis.  You and CSD expressly agree that arbitration shall proceed solely on an individual basis without the right for any claims to be arbitrated on a class action basis or bases involving claims brought in a purported representative capacity on behalf of others.  The arbitrator’s authority to resolve and make written awards is limited to claims between you and CSD.  Claims may not be joined or consolidated unless agreed to in writing by all parties.  No arbitration award or decision will have any preclusive effect as to issues or claims in any dispute with anyone who is not a named party to the arbitration.  Notwithstanding any other provision of this Agreement, if any portion of this “Exceptions” provision is deemed invalid or unenforceable, then this entire Arbitration Provision (other than this sentence) shall not apply.

19.4 Voluntary and Knowing Waiver.  BY ENTERING INTO THIS ARBITRATION AGREEMENT, YOU ACKNOWLEDGE AND AGREE THAT YOU ARE WAIVING THE RIGHT TO TRIAL BY JURY FOR ANY CLAIM SUBJECT TO ARBITRATION.  YOU FURTHER ACKNOWLEDGE AND AGREE THAT YOU MAY ONLY BRING A CLAIM IN YOUR CAPACITY AND NOT IN ANY REPRESENTATIVE CAPACITY.  OTHER RIGHTS YOU WOULD HAVE IF YOU WENT TO COURTS, SUCH AS DISCOVERY OR THE RIGHT TO APPEAL, MAY BE MORE LIMITED OR NOT EXIST.